Nobody wants to hear it but when you reach your late 20s, you start to reflect on your personal finances a bit more. Perhaps, hindsight kicks in and you wished you didn’t spend all your money and saved some of it. For me, I didn’t have financial literacy lessons from my parents so you can only imagine the damage I was doing when I opened my first credit card. In essence, I viewed credit cards as an extension of my bank account and before I knew it, I’d accumulated about $10,000 in my early 20s with only a part-time job to try to pay it down. Eventually, my dad bailed me out and from then, I knew I never wanted…

Thrifting is something I enjoy doing and to be honest, it’s a guilty pleasure of mine that I am sometimes afraid to admit to my close friends. People deem thrifting as a ‘poor/cheap’ way to shop, but in all honesty, thrifting is just about saving money and the environment (not to mention finding cool vintage things not available anymore!). I started in September 2012 and my most recent thrifting trip was last month. So, today as an avid thrifter, I present to you 6 of my favourite tips that I’ve accumulated over time: Because thrifting is fairly cheap, it’s easy to go overboard. There were so many times when I walked into my thrift store and told myself I only…

I know I dropped off the face of the planet sometime last year and resurfaced today but I’m happy to share a few things in my life that kept me offline for a bit. Work and school have been insanely busy; I recently got promoted to Senior and I officially have just one more semester left of school! For those who are curious, I went back to school to try to gain my HR designation.  And… you’ve probably guessed it from this post… I’m pregnant and just passed the first trimester and I want to share my experience with other expecting mothers-to-be! A little bit about me: 29 years old. This is technically my 2nd pregnancy but I’ve never given…