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How and Why Decluttering Worked For Me

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I hate to admit it, but… sometimes I jump on fads. I mean, you don’t know it’s your thing until you give it a try, right? I remember when I felt minimalism was still new and not many people were discussing it and then during my period of giving it a shot, the entire blogosphere blew up about minimalism and decluttering and overnight, every lifestyle blogger was a subject matter expert. This isn’t a beginner’s guide on how to declutter your cramped apartment (although, maybe it’s not a bad idea to write one…). This is just my experience with decluttering and my relationship with minimalism. Long story short, decluttering and minimalism helped curb my excessive spending. It didn’t happen overnight,…

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7 Ways to Financially Party Smarter

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Spring is just around the corner, and with warmer days, we’re more inclined to go out and have some fun, and let loose, but in today’s economy, it’s easy to feel like having fun can cost a fortune.Here are several ways to financially party smarter because it is possible to have fun without breaking the bank! 1. Stop by the lounges or pubs, not the clubs The first thing that comes to mind for the weekends is probably hitting the hottest club(s) in town.Clubs often include paying for coverage AND coat check (unless you opt to freeze without a jacket) and usually overpriced drinks. The music is so loud, you can’t even talk to your friends, and the place is…

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How to Set Up Your Bank Accounts for Success

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Nobody wants to hear it but when you reach your late 20s, you start to reflect on your personal finances a bit more. Perhaps, hindsight kicks in and you wished you didn’t spend all your money and saved some of it. For me, I didn’t have financial literacy lessons from my parents so you can only imagine the damage I was doing when I opened my first credit card. In essence, I viewed credit cards as an extension of my bank account and before I knew it, I’d accumulated about $10,000 in my early 20s with only a part-time job to try to pay it down. Eventually, my dad bailed me out and from then, I knew I never wanted…

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Millennial Money Diary of a Human Resources Professional for September 2022

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I don’t know about you but I love CNBC’s Millennial Money and Refinery29’s Money Diaries.  Maybe it’s because I love to snoop but there’s something about learning how someone spends their money is interesting. I’d figure since I enjoy it so much, I’d share my monthly money diaries!  Without ado, here’s my September 2022 money diary. *I will not be posting any mortgage, loans, or credit card repayments.  Week of September 1 – 3 Strata payment – $294.93. I view strata payment as separate from the mortgage as it’s a living expense for me. RMT Massage – $107.80. I didn’t realize I already maxed out my healthcare benefits, so this was more expensive than I thought. The good thing is,…

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How to be Fashionably Sustainable on a Budget | Conscious Fashion on a Budget

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Conscious fashion, slow fashion, sustainable fashion – however you want to call it, you might have felt this may be too expensive for you to start diving into. When I first started to get into conscious fashion, I was bookmarking the top sustainable and ethical brands out there and told myself these are the brands I will shop at moving forward. As much as I really wanted to support sustainable and ethical fashion, my salary at that time wasn’t able to support slow fashion. It was hard for me to consider these brands when I knew my budget was only good for H&M and Shein. So what did I do? I continued to support fast fashion and told myself, I’d…

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Money Diary of a 28 Years Old HR Generalist | October 2021

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On my previous blog, this series has always been a crowd favourite. There’s something fun about seeing how others spend their money, right? I know I’m a big fan of Millennial Money on YouTube and Money Diaries from Refinery29.  As a big fan, I feel I should do my part and share my money diary. I used to do this on a weekly basis but found it too overwhelming so I dropped down to a monthly diary instead. When I share my money diaries, I also don’t include my mortgage or student loan payments or how much I contribute to my investments but I’m considering including mortgage and student loan repayments in the future! Perhaps, in my 2022 diaries?  Without…

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10 Poshmark Tips & Tricks for Buyers

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Okay, I have a new addiction. It’s Poshmark. And I absolutely hate it and need help because it’s damaging my wallet right now… so to speak. Following the increasing demand for living a much more sustainable lifestyle, I turned to Poshmark and thought to share some of my tips and tricks for buyers. #1 – Ask, ask, ask! This is so different from shopping online with a retailer because returns are basically non-existent. You can only return items that were damaged or misrepresented – not because you didn’t like the colour on you or the sizing was off. Seriously, just ask the seller any question that comes to mind! Ask for more pictures! Ask what the measurements are! Ask what…

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