Millennial Money Diary of an HR Professional for November 2024

I don’t know about you but I love CNBC’s Millennial Money and Refinery29’s Money Diaries. 

Maybe it’s because I love to snoop, but there’s something interesting about learning how someone spends their money. Since I enjoy it so much, I’d share my monthly money diaries! 

Without ado, here’s my November 2024 money diary.

Introduction to my Money Diary

I am a full-time HR professional and part-time content creator. I do not include any investments as part of my income because I do not consider my dividends or compound interest as income; they automatically get re-invested. My money diary focuses on daily expenses.

Fixed Expenses & Bills

• Mortgage – $175.38
• Strata (basically HOA for condos) – $342.73
• Phone Bill – $33.60
• American Express monthly fee – $12.99
• Home insurance – $23.54
• Car insurance – $225.41
• Car payment – $533.58
• Daycare – $601.50

Total: $1,948.73

Week of November 1 – 2

• Sugar free vanilla syrup – $49.99. We stock up on these syrups when they go on sale!
• Etsy – $38.72. Christmas gift for Dan.
• Etsy – $38.72. I also wanted a fun shirt, lol.
• Etsy – $87.84. Customized Christmas stockings for the family!

Total: $215.27

Week of November 3 – 9

• Samsung – $87.11
• Etsy – $39.64. Recently switched from Notion to OneNote and best thing ever.
• Amazon – $69.98. Theo’s 2nd car seat.
• Groceries – $83.56
• Sushi for dinner – $30.57
• Groceries – $9.31
• Snacks – $2.37
• Dollar Tree – $4.06
• Chung Chun Rice Hotdog – $11.77
• Lululemon – $27.44
• Big Way Hotpot – $20.44
• Level V Bakery – $31.77
• Groceries – $113.41
• Sushi for dinner – $34.70
• Baby cake smash photoshoot – $200.00

Total: $745.69

Week of November 10 – 16

• Starbucks – $11.45
• Laser tattoo removal – $120.75
• Painkillers for Theo – $13.64
• Back up trimmer for me – $6.99
• Groceries – $26.11
• McDonald’s – $8.27
• Starbucks – $7.77
• Groceries – $87.30
• Something for Theo – $22.39
• Supplements – $20.48
• Supplements – $11.63
• DoorDash; sushi for lunch – $29.72
• Interact e-transfer fee – $1.50
• Whistler Blackcomb Ski Pass – $213.50. This is one of Dan’s Christmas gift!
• Book of Mormon magnet – $21.00
• Queen Elizabeth Theatre – $10.50. I’m still choked that they never did a bag inspection so I could’ve brought my water in!
• RMT – $141.75. I’m so spoiled; been used to co-paying for my paramedical services but my extended health benefits don’t kick in yet!
• Gift for Dad – $400
• Interact e-transfer fee – $1.50
• Sushi for dinner – $26.23

Total: $1,182.48

Week of November 17 – 23

• Amazon – $64.14
• Costco snack – $6.28
• Gas – $92.23
• Etsy – $76.45. Last of Dan’s Christmas gifts!
• Joe Fresh – $37.38. Winter accessories for le baby.
• Prescriptions – $34.33. Again, sucks not being able to co-pay since my extended benefits aren’t activated yet!
• Groceries – $19.98
• McDonald’s – $13.06
• Starbucks – $11.87
• AliExpress – $115.46
• Sushi for dinner – $22.57
• Instant Gaming – $21.86. Purchased Dragon Age 2 and 3. Did not like 3!
• Starbucks – $5.93
• Groceries – $6.15
• Groceries – $38.64

Total: $566.33

Week of November 24 – 30

• Groceries – $77.89
• Theo’s car seat – $76.66
• Renewal fee for my professional designation – $623.70
• Dollar Tree – $1.96
• Sandwich for lunch – $8.40
• Waves Coffee – $7.30
• Ring repair – $224.00
• Groceries – $9.48
• Starbucks – $6.25
• BC Liquor Store – $54.14. This was a Secret Santa gift.
• Waves Coffee – $5.62
• Sushi for dinner – $55.50
• Sushi for lunch – $23.75
• Code + Coconut theme – $37.00
• Acupuncture + cupping – $130.00
• Starbucks – $5.93
• Tim Horton’s – $2.61
• Blanket for Theo – $27.99

Total: $1,378.18

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Reflections:

Phew! This was an expensive month with a lot of gifts and my professional designation renewal fee. Also, I’m toning down on the sushi lunch and dinners, and random coffee shop visits. I do make coffee at home, but sometimes, I need that 2nd cup or we just want to go for a stroll with a cup of coffee in hand.

Enjoyed my money diary series? Check out more entries here!