I don’t know about you but I love CNBC’s Millennial Money and Refinery29’s Money Diaries.
Maybe it’s because I love to snoop but there’s something about learning how someone spends their money is interesting. Since I enjoy it so much, I’d share my monthly money diaries!
Without ado, here’s my July 2024 money diary.
Week of July 1 – 6
- Etsy – $14.10
- Starbucks – $5.57
- Phone Bill – $33.60
- Strata (basically HOA for condos) – $342.73
Total: $395.70
Week of July 7 – 13
- Haircut – $30.00
- Amazon – $18.79
- Amazon – $25.19
- Banana Republic – $81.88. Not for me! A little birthday gift for a friend.
- Groceries – $17.40.
- Eyebrows threading – $18.11
- Groceries – $14.09
- Lunch – $10.00
- Value Village – $34.10
- Terry Fox Foundation – $32.00. Seriously, go check out TFF to grab yourself a shirt and help support cancer research!
- Dollarama – $43.00. The dollar store is a great place to get DIY stuff.
Total: $324.56
Week of July 14 – 20
- E-transfer fee – $1.50
- Naruto Sushi – $48.74
- Snacks – $6.30
- Snacks – $13.06
Total: $69.60
Week of July 21 – 27
- Home Insurance – $23.54. I have a high deductible which is why my home insurance is cheap. Plus, they lower my rate every year!
- Groceries – $40.00
- Snacks – $4.60
- Something for Theo, I can’t even remember – $13.64
- Starbucks – $6.56
- Value Village – $30.94
- TransLink (public transport) – $10.00
- Groceries – $19.98
- Onsie for Theo – $4.20
- Snacks – $2.37
- Take-out for dinner – $42.53
- Bay Pharmacy – $8.34. I forgot to pack my Gravel for a ferry ride so I had to buy another pack… I was so annoyed!
- Groceries – $3.00
- Amazon – $71.52
Total: $281.22
Week of 28 – 31
- Value Village – $56.67
- Nanaimo Bathtub Race Souvenir – $25.00
- Toys for Theo – $16.77
- Gas – $90.18
- Starbucks – $6.04
- Undergarments lol – $62.00
- Shein (don’t judge lol) – 143.72
Total: $400.38
Reflections:
This month I actually attempted a no spend/no buy challenge! It’s my first time doing a financial challenge and I failed. I thought I did very well early on but as the month progressed, I fell off the wagon. Reflecting, I think I needed to define the rules around what is allowed and what is not in greater detail. I recognize that I shop when I get bored or stressed from the baby. Have you ever tried a no spend challenge?
Enjoyed my money diary series? Check out more entries here!
